About Intelligent Data Services

Mission

Help banks and payment providers prove that balances, fees, and settlements presented in their mobile banking applications are faithful to approved products and to the ledgers that fund them.

Origin

The practice formed after several Thai retail banks asked for audit attention that sat between classic branch-ledger work and pure technology testing. Mobile had become the primary place customers check money, yet many audit plans still sampled paper slips and branch tellers. Intelligent Data Services was organised in Bangkok to treat the app as a financial books-and-records surface.

Expertise

Our partners come from bank internal audit, card settlement operations, and external financial audit of financial institutions. Day-to-day work means reading product circulars, walking PromptPay journeys, and tying confirmation screens to clearing files — not writing software or selling a monitoring product.

People and approach

Engagements are small by design: a signing partner, a field lead, and specialists brought in for FX or card rails when needed. We work in Thai and English, schedule around month-end close, and keep evidence on client systems whenever extracts are sensitive.

Values

• Customer-impact ranking before cosmetic findings
• Working papers that another auditor can re-perform
• Clear separation between financial audit conclusions and security testing
• Respect for release freezes and supervisory calendars in Thailand

Community

We host occasional roundtables in Khlong Toei for channel finance managers comparing disclosure practices. Attendance is by invitation after a completed engagement; it is not a sales webinar series.