Banking professional reviewing mobile transaction records

Intelligent Data Services

Financial audit focused on mobile banking applications

Independent review of fee accuracy, ledger integrity, settlement trails, and control evidence inside the apps your customers use every day — delivered from Bangkok for banks and payment providers across Thailand.

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What we examine inside the app

Our auditors walk the customer journey from onboarding to settlement, then reconcile what the mobile channel shows against core banking and payment rails.

Fee and interest presentation

We compare disclosed fees, FX markups, and interest accruals on screen with approved product schedules and posted ledger amounts.

Transfer and bill-pay trails

Sampled transfers, bill payments, and QR settlements are traced from the app event through authorisation, clearing, and final posting.

Control evidence packs

Access logs, maker-checker records, exception queues, and reconciliation breaks are assembled into an audit file your board can read.

Engagements you can commission

Choose a full financial audit of a mobile banking application or a narrower review that supports a regulatory submission.

Fee disclosure assurance

Independent check that fees, markups, and interest shown in the mobile banking application match approved schedules and posted amounts.

2–4 weeks Fixed fee by product catalogue size

Mobile banking financial audit

End-to-end financial audit of a retail or SME mobile banking application covering fees, balances, transfers, bill pay, and card controls.

4–8 weeks typical Fixed fee by channel count and product set

Release readiness financial review

Pre-release check that new fee screens, payment rails, or balance widgets will post and disclose correctly before customers see them.

8–15 working days Starting from THB 180,000 per release train

Settlement reconciliation audit

Targeted audit of how mobile-initiated payments settle across PromptPay, cards, and bill-pay switches versus what the app confirms to customers.

3–5 weeks Quote by rail and daily volume band

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From Bangkok desks to your release calendar

Teams at Level 14 on Sukhumvit Road schedule fieldwork around release freezes, month-end close, and Bank of Thailand reporting windows. Findings land as narrative memos, not slide decks full of jargon.

Follow the engagement path

Recent field notes

Practical writing on mobile banking ledgers, sampling, and evidence that survives a supervisory ask.